You can use this credit, regardless of having a salary or pension card in our bank. For clients who receive salary through plastic cards of our bank, the interest rate is 20% per annum, and the maximum term is 36 months.

Maximum amount: 500 - 10,000 AZN
Maximum term: 12 - 36 months
Interest rate: 20 - 24% per annum

Credit terms:

  • Age: 18 - 65 years old
  • Payment: Annuity (equal monthly payments)
  • Guarantor: Individual
  • Currency: AZN or foreign currency
  • Stable monthly income: Over 300 AZN
  • Work experience: At least 6 months (at the last job)
  • Commission: Determined according to the tariffs of the bank

Required documents:

  • Personal IDs of the borrower and guarantor
  • Certificates of employment of the borrower and guarantor
  • In the absence of a certificate of employment - a statement of the payroll accountant

Credit calculator

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* For more precise information please visit the nearest branch of AtaBank.