In the period of rapid development of entrepreneurial activity in Azerbaijan, credit projects of banks and the state are indispensable for business.

In this regard, AtaBank offers business credits to create new businesses and to promote existing ones:

Maximum credit amount: 50,000 AZN

Maximum term: up to 48 months

Interest rate: from 20% per annum

Business credits are allocated in AZN and are provided only with real estate pledged as collateral.

Credits allocated through the Enterprise Development Fund

AtaBank provides concessional loans for the development of small and medium-sized enterprises at the expense of the Enterprise Development Fund. The annual interest rate on this type of loan is up to 6%. The funds can be allocated for a long period for the development of various business spheres.

Credit amount

Credit term

Grace period

Interest rate

10,000 - 50,000 AZN

up to 3 years

up to 18 months

up to 6%

50 001 – 500 000 AZN

up to 5 years

up to 30 months

up to 6%

500 001 – 10 000 000 AZN

up to 10 years

up to 60 months

up to 6%

Issuing of credit from Entrepreneurship Development Fund